Privacy & Legal
NetCreations, LLC Deposit Account and Fees
Effective December 22, 2022
| Account opening fee | We do not charge a fee to open your account. | $0.00 |
| Monthly maintenance fee | We do not charge a monthly maintenance fee. | $0.00 |
| Minimum balance | We do not require a minimum deposit balance. | $0.00 |
| Inactive account fee | We do not charge you for inactive accounts, however we may close your account if it remains $0 balance with no activity for an extended period of time. | $0.00 |
| Replacement debit card fee | We do not charge for replacement debt cards. | $0.00 |
| In-network ATM fee | There are no fees associated with using any ATM. The ATM operator may charge additional fees which Net Creations, LLC does not benefit from. | $0.00 |
| Out-of-network ATM fee | There are no fees associated with using any ATM. The ATM operator may charge additional fees which Net Creations, LLC does not benefit from. | $0.00 |
| Foreign transaction fee | You will pay a fee for international purchases in the form of a percentage of the purchase amount. | 2.75% |
| Levy/Garnishment | We charge a fee for handling legal actions such as bank levy or garnishment. | $75.00 |
| Insufficient funds charge | We charge a fee to process items which are more than the balance of your account. | $25.00 per item |
| Stop payment | We charge a fee to stop a payment after it has been initiated. | $25.00 per item |
| Incoming domestic wire | We do not charge for incoming wires. | $0.00 |
| Outgoing domestic wire | We charge a fixed fee for each outgoing wire. | $20.00 |
| Incoming ACH | We do not charge a fee for incoming ACH transactions. | $0.00 |
| Outgoing ACH | We do not charge a fee for the first 5 outgoing ACH transactions in a calendar month. Each outgoing ACH over 5 in a calendar month is charged a fixed $1.00 fee per transaction. | First 5 per calendar month are free, $1.00 per outgoing ACH thereafter |