Build cash,

Build is a powerful, rewards-first financial technology platform. When you bank with Build, you can earn cash in different ways that can meaningfully increase your checking balance.

Most banks and other financial technology companies make rewards an afterthought. Usually, they work with a third-party rewards provider, which provides users with just another boring cashback program. Build is the first financial service that owns the relationships with each of the trusted brands in the Build app. By working directly with each company, Build is able to offer 5-25x the cash reward when compared to other banks and financial apps. Build's innovative rewards-first model also provides cash incentives when you shift more of your banking and spending to Build. We also give our users the ability to unlock special bonuses. Combining these features with live customer support - Build is truly an awesome secret weapon leading our customers to greater financial stability.

Yes. Your money is protected by the same FDIC insurance as other regulated banks in the United States. Each account is insured up to $250,000.00

Yes. Build is free to use and there are no monthly service fees.

Yes. It takes less than five minutes to register for a new account. The Build app is available on both iPhones (in the App Store) and Android devices (in the Google Play Store).

Build is the first financial services platform that owns the relationships with each of the trusted brands in the Build app. By working directly with each company, Build is able to offer 5-25x the cash reward when compared to other banks and financial apps.

Advertising on Google, Facebook and other media channels is expensive. Companies pay hundreds and thousands of dollars to these companies to find new customers. When these brands work with Build, they don't have to work with those ad services. Our unique, direct partnership model enables these companies to empower Build to give this money to our customers.

Build pays you directly by depositing the money in your Build account. You are then free to save or spend the money as you please. We offer a free debit card and similar cash transfer features to any other bank or financial technology platform.

If you transition your direct deposit to your Build account and/or have a Gold or Future Build account, rewards payouts usually are made between 1 and 7 days after the service provider has confirmed your account status. If you have a Premier account, it can take 2 to 6 weeks depending upon the partner. Our goal is to payout rewards as soon as the partner pays Build.

That depends on two things. Significantly greater earnings are generated by Build customers when they (1) make Build 'top of wallet' (which means moving a greater amount of their banking and spending to their Build account) and (2) using Build to purchase and use the products and services they were planning on using with or without Build. While a casual Build customer may earn $25 to $50 per month, users that focus more of their financial saving behavior and spending with Build can earn thousands of dollars per year.

Yes. Build has taken proactive and preventive measures to secure our customers' data including putting layers of software, administrative and physical barriers in place.

Yes. Build has taken a very conservative approach and has made deep investments into its security regime. In addition to software, administrative and physical barriers, our customers will notice that our app may ask for 2FA (two-factor authentication) more often than other banking or financial apps. That is purposeful. Your data is yours. We want it to stay that way.

Build is owned by a publicly traded company. It has partnered with a highly respected bank to provide customers with financial services protected by the FDIC. It has made deep investments in both user-facing technology (our app, etc.) and the security infrastructure and protocols to keep our customer's data safe.

No. We work with a variety of third parties to provide brand discovery and rewards services, but we do not sell or make your data available to any of them. When you visit a partner's Website or mobile app, If you choose to submit your data to that partner, that is your choice. Build takes the safety of your data very seriously.

Yes. As a public company, it is required to conduct external security audits, such as third-party penetration testing. This helps to ensure a continuous level of proactive security monitoring.

Build customers can unlock rewards wheel bonuses. Rewards bonuses are paid in cash - to your Build account.

When you complete an offer, you get to spin the rewards wheel. The same happens when you deposit a certain amount of money, transition your direct deposit and spend money on your debit card.

If you complete a required task, yes.

Yes. The potential rewards connected to the bonus increase in value when you have either a Gold or Future account. All customers can upgrade their Premier account to Gold, at no cost and with no additional account requirements, for 14 days. During the 14-day trial, you have access to the Gold weekly bonus.